Considerable changes in the economic and financial situation of the country put a lot of pressure on the companies’ abilities to service  their debt and to make payments on time. It is often the case that this problem puts further existence of the whole business in jeopardy

Capital Times assists its clients in the organization of the restructuring process of existing accounts payable and in conducting efficient negotiations with the creditors during which a mutually beneficial outcome is reached.

The negotiations may result in the following debt restructuring agreements:

• Extension of a credit period and establishment of a grace period (“credit holidays”);
• Change in debt repayment schedule without the change of a final repayment date;
• Reduction of a final sum of debt payment under conditions of advance credit repayment (“repayment with discount”);
• Credit interest rate reduction;
• Refinancing ( replacement of the previous credit by one or a few new credits);
• Redemption of debt with discount;
• Credit repayment by means of assets divestment;
• Swap of debt for shares or stakes of a company.
  

While providing services of debt restructuring Capital Times guarantees confidentiality of information to its clients by firming a corresponding agreement.